Real Customer Pattern
Quick answer: A retiree’s pension moves through a chain - the department sanctions, the accounts side (treasury for most state pensioners; the central pension accounting machinery for central civil pensioners) authorises, and the bank’s pension cell credits. An RTI makes each link state on record where your case stands: the PPO status, the authorisation date, and what the bank was sent. The PIO’s reply is ordinarily due in 30 days under Section 7(1).
Check This First
- Your PPO number (or the sanction reference if the PPO is pending) - every office answers faster against it.
- Life certificate: a lapsed annual life certificate (Jeevan Pramaan or physical) is the most common reason a running pension stops - confirm yours is current before escalating.
- The bank’s pension desk: ask in writing whether they have received the authorisation for your PPO and keep the reply.
What an RTI Can Ask
- The current status and file movement of my pension case (PPO no. ________ / sanction ref. ________): the date each stage was completed and where it is pending, as on record.
- The date the pension authorisation was issued to the disbursing bank, with a copy, as on record.
- The reasons recorded for the delay or stoppage in my case, and any objection/query raised with copies.
- The prescribed timeline/citizen charter applicable to pension sanction and first credit, if any, as on record.
Likely Public Authority
File where the file is stuck: the PIO of your former department (sanction stage); the treasury / accounts office - for central civil pensioners, the central pension accounting machinery - for the authorisation stage; and for the bank leg, public-sector banks are themselves covered by RTI. Not sure which stage? Start with the department - the reply usually shows where the file went. FindMyPIO helps.
Common Mistakes to Avoid
- Writing to all three offices with the same vague letter - the RTI works stage-wise, against the record.
- Ignoring the life-certificate check for a stopped pension - it is the one-minute fix.
- Not asking for the authorisation copy - it is the document that ends the department-vs-bank blame game.
Common Questions
Retired six months ago, no PPO yet. Who answers for that?
Your former department’s PIO - ask for the pension file’s movement, the stage it is at, and the recorded reasons for delay. Pension papers are supposed to move on a prescribed schedule; the RTI asks what that schedule is in your case, as on record.
The bank says "no authorisation received". The treasury says "sent". Now what?
Ask the treasury/accounts office for the authorisation copy and dispatch record via RTI. With that paper, the bank-side follow-up (public-sector banks answer RTI too) becomes precise.
Is EPF pension the same thing?
No - EPS/EPF pension is EPFO’s domain; see EPF or PF claim delayed. This page covers government-service pensions moving through department, accounts office and bank.
How FileMyRTI Helps
We identify the stuck stage, draft the stage-wise RTI with your PPO/sanction reference, and file it. Apply below, or book a guided session (Rs. 499).
Ready to file your RTI?
FileMyRTI's RTI drafting team prepares your application within 24 hours. Under Section 7(1) of the RTI Act, the PIO is ordinarily required to respond within 30 days. If there is no proper response, we help with the First Appeal route.
Apply Now — Starting ₹399 →Want the full details of this service — what we ask, what you get, and how filing works? See the dedicated service page: RTI For Pension Inquiry Tracking
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